One platform · a network of licensed partners
Accounts, payments and digital assets, as modules.
One integration for multi-currency accounts, on- and off-ramps, global payments, custody and liquidity — across international markets, the EU, the United States, Asia-Pacific and Latin America. Each regulated service is provided by the licensed partner for that service and region; Axora runs the platform that connects them.
- ReceiveEUR 10,000 received
- ConvertEUR → USDC at a quote
- DeliverUSDC to the user's wallet
Coverage
One integration. Five regions.
Accounts, ramps, payments, custody and liquidity across international markets, the EU, the United States, Asia-Pacific and Latin America — each service provided by a licensed partner for its region.
- InternationalEligible markets worldwide
- EU / EEAThrough an EU-authorised partner
- United StatesBy state and service
- Asia-PacificSingapore, Hong Kong and more
- Latin AmericaMexico, Brazil and more
The platform
Four core modules. Combine the ones you need.
An exchange might only need local accounts. A payments platform might use all four. Each module stands on its own and works with the others, with supporting modules where you need them.
Local Accounts & Collections
Named receiving details, deposits matched to the right user, fiat balances, conversion and payouts.
Explore →02 · CoreFiat & Stablecoin Conversion
Quoted conversion between fiat and stablecoins, on request or as money arrives, with platform liquidity behind it.
Explore →03 · CoreGlobal Payments
Payouts funded from stablecoin or fiat balances, received in local currency through local payment methods.
Explore →04 · CoreAPI & White-label
Build into your own product through the API, or launch a branded app with an operations dashboard.
Explore →SupportingWallets
Custodial wallets for supported stablecoins, for platforms that want digital assets held for their users.
Explore →SupportingCompliance & Operations
Individual and business verification reviewed by our compliance team, and an operations dashboard for every programme.
Explore →Separate programmeCards
Card programmes for your brand, tailored to your customers, markets and payment experience.
Explore →How money moves
Three money flows, configured per programme.
What an end user receives, what they hold and how they pay are set separately, so each flow is clear about the asset in the account.
Fiat accounts
Receive and hold currency
- Receive into named details
- Hold the balance in that currency
- Convert later, at a confirmed quote
Conversion
Convert on request
- Convert a held balance at a confirmed quote
- Fiat in, stablecoins out — and back
- The account shows the asset actually credited
Global Payments
Stablecoins in, local currency out
- Pay from a stablecoin or fiat balance
- One quote for rate, fees and amount received
- The recipient is paid in local currency
Scenarios
What clients build.
| Client | Flow |
|---|---|
| Cross-border trade platform | Business collects locally → keeps fiat → converts on demand → supplier receives local currency |
| Wallet or exchange | User deposits from an account in their own name → converts → withdraws to their own account or wallet |
| Licensed institution | Connects the modules its own permissions and programme approvals cover |
Global Payments Coming soon
Stablecoins in. Local currency out.
Let your users pay from a stablecoin or currency balance. Recipients are paid in local currency, in their bank accounts, across a payout network spanning 60+ markets, with real-time and same-day delivery on supported routes.
- One quoteRate, fees and the local amount, with no separate conversion step.
- No recipient walletPeople and businesses are paid into their bank accounts.
Solutions
Built for how you already operate.
Start from your business, not from our product list.
Exchanges
Named fiat accounts, deposits and withdrawals inside the exchange you already run.
Local Accounts & Collections · optional ConversionOTC & brokers
Fiat funding and payouts, conversion, liquidity and settlement records per client.
Accounts · Fiat & Stablecoin ConversionCross-border payments & trade
Collections and local-currency payouts funded from stablecoin or currency balances.
Collections · Conversion · Global PaymentsWallets & fintech apps
Accounts, wallets and conversion for individuals and businesses, in your app or a branded app.
All modulesLicensed institutions
Your own programme, accounts and inventory, fiat-only or with digital assets.
Choose modulesBusiness payment & treasury platforms
Local receiving, third-party payments, FX and optional stablecoin treasury.
Local Accounts & Collections · ConversionExample · exchange
Named accounts inside an exchange you already run.
Your users see their own euro receiving details in your app. Deposits arrive, are matched to the right user and appear in our operations dashboard. Your trading engine, custody and app stay yours.
How it works
Three separate choices.
What you buy, how it is delivered and who carries regulatory responsibility are decided separately — so the setup fits your business.
Delivery
API integration, our operations dashboard, a white-label app, or a combination. Scope and timing are confirmed in writing for each programme.
Licensed partners
Each regulated service comes from the licensed partner for that service and your users' region. Licensed institutions can use their own permissions and fill the gaps from our network.
Commercial structure
Fixed fee plus usage, a creditable conversion minimum, or a combination — agreed in your signed schedule.
Built on Axora
NovaPayx is one product built on Axora.
NovaPayx is our own account for individuals and businesses. It shows one way to combine the modules — it is not a template every client has to follow.
Tell us what you want to build.
Share your business, your users, their locations and the modules you need. We will propose a scope, delivery approach and operating arrangement.